tag:blogger.com,1999:blog-3866351701112175561.post7597674695887927109..comments2023-09-30T06:38:17.800-06:00Comments on I Owe so Much: 2009 , the year of repaymentUnknownnoreply@blogger.comBlogger3125tag:blogger.com,1999:blog-3866351701112175561.post-15493039580878717712009-01-12T19:51:00.000-06:002009-01-12T19:51:00.000-06:00Wow! What a commenter Cindy is! I always come in a...Wow! What a commenter Cindy is! I always come in after her and then wonder what could I possibly add to her good advice.<BR/><BR/>I am SO Happy that the Uno game was a hit with the girls! <BR/><BR/>I am glad that you are feeling good about your control over Christmas spending. Also glad that the girls are taking it well and not following in mom's footsteps. You definitely don't want the girls feel the burden of possible financial doom, BUT they can learn valuable lessons from this and hopefully feel like they are part of the team. <BR/><BR/>I hope you learn some valuable tips from that Suze Orman book. Maybe she even has some tips about how to deal with family members who are balking at the remedies.<BR/><BR/>(For anyone reading, Oprah.com has Suze Ormans latest book available free for downloading, but only until January 15th)<BR/><BR/>Happy New Year to you!La Gringahttps://www.blogger.com/profile/14603699579838114841noreply@blogger.comtag:blogger.com,1999:blog-3866351701112175561.post-52451606193896926912009-01-03T09:56:00.000-06:002009-01-03T09:56:00.000-06:00I guess I couldn't edit so I deleted and reposted:...I guess I couldn't edit so I deleted and reposted:<BR/><BR/>You are doing so well and you seems to put it into words so well!!! I really think that blogging about your situation is a good idea and indeed a "pressure valve". We're here to help you release your pressure and cheer you on!<BR/><BR/>I hope that at some point your wife gets on board. In the meantime, you need to hold the purse strings and dole out what she gets for what she will buy. I know you have already seen what happens when you give her a "wad of cash" for a certain purpose and what actually happens so you can adjust how much she gets accordingly. I know it's a delicate balancing act and we are here to help as a sounding board. <BR/><BR/>I'm glad you realized your girls still love you without "stuff". It's not fun to say "no" but it does not affect their love for you. Isn't that wonderful? I know that your desire to get out of debt will benefit them (and your entire family) in the long run. It's already happening as you spend time (and save money) when you take them to school. The UNO game is another way to spend time with them and build "no-cost memories". [I don't suppose you want to know about UNO Attack...a mechanical UNO game. Maybe it's something to keep in mind for next Christmas. :-)]<BR/><BR/>Great job on the reduced Christmas spending!!!!!! I know you were sabotaged somewhat when you gave your wife the money. It's a lesson learned and now you can move past it. You did a great job in leading by example! Way to go! I know you will also be teaching your girls about the dangers of debt as they get older. They are old enough to recognize a bit about what's going on and as they get older you will really be able to help them avoid some of the money mistakes you have made. I like your "re-gifting" too. It reduces clutter, saves money and when done thoughtfully is a win-win. It was very generous of you to give your maid the leg of pork! <BR/><BR/>You are really learning about the freedom on not buying things with money you don't have because in reality that creates bondage. When you say "If you can't afford it, you probably can live without it" you are so so right.<BR/><BR/>You got the brakes fixed and had some money in your emergency fund to pay for it. It is so much better to "be your own bank" than to have to rely on credit cards and continue the cycle of debt. It's terrific that you will be able to replace that money and continue to pay your debt with your earnings from your second job. I, too, hope it continues until you have made a huge dent in your debt or are indeed debt-free.<BR/><BR/>It might be fun for your readers if you somehow put a "January 1, 2009 beginning balance" on your sidebar so we can watch the total go down with you. Just a suggestion because over time I will loose track of how much you have paid.<BR/><BR/>I wish you and your family a wonderful, reduced-debt 2009!Cindy in Californiahttps://www.blogger.com/profile/14821444090012679893noreply@blogger.comtag:blogger.com,1999:blog-3866351701112175561.post-51429625313316564842009-01-03T09:47:00.000-06:002009-01-03T09:47:00.000-06:00This comment has been removed by the author.Cindy in Californiahttps://www.blogger.com/profile/14821444090012679893noreply@blogger.com