A week of vacation went by so fast and it really just meant working with a different window view as I worked the same hours but more on the morning job.
I had to do mayor car repairs and registration for the other car and unfortunately I had to dip into my emergency fund. So in order to re-fund it, I increase my automatic deposit into that account from 1000 lps to 1500lps.
Also this week i'm going to open my freedom account , which should be the one to have the money for the non-monthly expenses that I should know about. I'll start it off with 500lps and try to put 500lps into it every quincena.
I had a couple of tough love comments saying that I should face reality and put all my debts in one page, and keep track of my spending. Well I guess i needed that. I've opened a simple spreadsheet and the first credit card bill that came this month is already posted there and I will keep putting the others up as they arrive. As I'm covering for a coworker right now I can't go out to get some of the info I need to write it down faster (i'm writing this between tasks and calls).
I think I do need to write my debt down to make sure i'm actually moving forward to reducing it. I know that it's not increasing but on my HSBC card I'm not sure i'm reducing it as I would imagine.
Thanks for reading!
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1 comment:
I'm glad you realize it's "tough love" because that is my intention. I hope you are able to complete your spreadsheets and they, in turn, help you make progress to your goal of getting debt free.
Good job on setting up the Freedom Account, too. Your taking the right steps and moving in the right direction.
Keep on keeping on!!
...part of your "tough love" cheering squad.
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