Monday, December 15, 2008
rolling with the punches
The good (at least financially):
The maid said she is leaving on Dec 31st. I guess she heard so many of you wanting her to go that she is actually leaving, LOL. Didn't have to fire her and there won't be any more rationalizing to do :-)
After that my wife told me to buy lunch somewhere near work or come home for it because I left so early in the morning. It's going to affect her more that it will affect me. On second thought I guess I will have to help more around the house than now. Oh well, 3000 bolas is 3000 bolas!
The bad (also financially):
I gave my wife 3,000 lps and told her that was money to spend on christmas stuff like clothes for her and my daughters and the materials for the tamales and stuffed chicken. She paid money to some people she owed money to. She bought gas, bought groceries, got her hair done, helped a friend who had her car stolen and gave her money, etc, etc. Nothing christmas related.
We got into a strong argument over the phone as to where the 3000 lps had gone. She had to buy the christmas food materials with the regular monthly money, and I now have to buy my girls jeans and shoes from some money that I was going to save. She is pissed off that i'm trying to track her expenses and I'm upset that I gave her money for one thing and she spends it for another thing and doesn't think it's "wrong" in any way. She says I didn't give her enough. In other times I would've just said "fine, I will get some more" but this time I talked to her some more, even as she was still upset.
I told her that I didn't really want to know the minute details of her spending but that the money was supposed to be spent on christmas stuff.Yeah I should've actually tracked down the spending but I could imagine the bigger arguments we would've had if I had done that. She would take it as a lack of trust.
In any case, in the end she felt bad about it and she is trying to make up for it by cutting down on the food she is preparing. I told her I would be ok with only tamales and no stuffed chickens. Instead of doing 6 chickens she cut it down to 3 chickens which I hope will last until new year's too!
Today has been another financial-emotional roller-coaster day for me. Started bad with calls from my credit cards that I was past due on payments. I had the sinking feeling again that even with the new job I would only make enough to make minimum payments on all of them and just stay above water, not really a way to get out of debt. Then I got another call from another credit card in the afternoon
I was so fogged by the feelings of desperation about the thing that I just couldn't put the mimum payment numbers down on paper. I put them on a sticky note on my laptop and just stared at the big numbers. In between calls I had the argument with my wife as I mentioned above.
Eventually I realized that not all were due soon and I would probably be able to pay most of it with one "quincena's" pay from the morning job, leaving the other quincena to do some debt payment on the money I owe. Not as fast as I thought I would be repaying debt but I feel better now than I felt during the afternoon today.
Now that my dad is paid I'm going to focus as La Gringa says on the higher interest rate cards. Actually they all are abou the same rate and it's easy to see it since it's printed on every statement. I will check it again but i'm sure they are all pretty close so that leaves tackling the smallest debt first. Again LG was quick to figure out that I have my Cr2 card with the lowest balance and I plan to pay that one first if the interest rate difference isn't that big.
Morning job is doing ok. My boss there is very VERY happy with my work. I was able to clock about $952 that I will invoice tomorrow and will get paid for it probably next monday. That money will go to paying minimum payments and the rest (if there is left) will go to the Cr2 card.
I might even go back and ask my dad for another extrafinancing loan from his credit card. I hope he wants to help and doesn't ask me why I can't get one myself.
And yet today the secretary at the office was able to make me laugh because she was using a typewriter and making jokes about it and her younger years (she's in grandmother-age).
At least this blog is free. As are some of the best things in life.
Posted by AJ at 8:02 PM