I know that Honduran banks don't do this but they do start motivating one to start spending. One of my credit cards on an arranged payment schedule recently called me to tell me of my points available and if I wanted an additional credit card for my wife (NOOOOOOOOOOOOOOO). I thought they had cancelled my card but what they did was move my debt to an extrafinancing loan, and so my credit card is basically active with them, except that I cut it up.
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